Debtor Representation

• Chapter 7, 11, 13 and non-bankruptcy options.

• Pre-bankruptcy counseling for businesses and individuals, including pros and cons of filing; options to avoid bankruptcy; asset analysis and issues; means test analysis; details of what to expect during the case.

• Strategy counseling regarding interaction of divorce and bankruptcy issues.

• Judgment lien avoidance and lien stripping options.

• Stop foreclosure and wage garnishment.

• Non-dischargeability and denial of discharge analysis and litigation.

• Life after bankruptcy counseling, including personalized budgeting and money management for individuals.

• Financial workouts in lieu of bankruptcy.

Free Consultation

Harlene can Help!
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(949) 756-1313

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